Expertise in Recovering Unpaid Loans and General Debts in Alberta
As a lender or creditor in Alberta, it can be frustrating to deal with unpaid loans and general debts. You may have already tried to recover what’s owed to you through phone calls, emails, or letters, but to no avail. Fortunately, U-SUE’s team of expert court agents can help you recover what’s owed to you by filing an action in Small Claims Court. In this article, we’ll explain how we can help you recover unpaid loans and general debts and why it’s essential to take legal action.
Filing an Action in Small Claims Court
Filing an action in Small Claims Court can be the most effective way to recover what’s owed to you. Here’s how U-SUE can help you through the process
Filing a Claim
Our court agents can help you draft and file a claim in Small Claims Court. We’ll ensure that all the necessary information is included, such as the amount owed, the reason for the debt, and any supporting documentation.
Serving the Claim
Once the claim is filed, it must be served on the debtor. Our court agents can take care of this for you, ensuring that the debtor receives the claim and is aware of their obligation to respond.
Representation
Our experienced court agents can represent you in court, advocating for your rights and presenting your case in the best possible light. We’ll ensure that your case is given the attention it deserves and that you have the best chance of success.
Judgment Enforcement
If a judgment is entered in your favor, we can also assist with judgment enforcement. This involves taking steps to ensure that the debtor pays what they owe, such as garnishing wages or seizing assets.
Contact Us Today
If you’re facing a debt or damage claim and need someone to fight for your rights, contact U-SUE today. Our team of experienced agents is ready to assist you in your pursuit of justice.
Call 403-264-1366 or submit a claims form below:
Why it's Essential to Take Legal Action
Taking legal action to recover unpaid loans and general debts may seem like a daunting task, but it’s essential to protect your rights and interests. Here are a few reasons why:
Statute of Limitations
The longer you wait to take legal action, the less likely you are to recover what’s owed to you. In Alberta, there is a two-year statute of limitations on debts, which means you have two years from the date the debt is due to take legal action. If you don’t take action within that time frame, you may lose your right to recover what’s owed to you.
Debt Collection Agencies
If you’ve already tried to collect the debt through phone calls, emails, or letters, you may have already turned to a debt collection agency. However, these agencies often charge high fees and may not have the legal authority to enforce a judgment. Filing an action in Small Claims Court can be a more cost-effective way to recover what’s owed to you.
Protect Your Credit
Unpaid loans and general debts can have a negative impact on your credit score. Taking legal action to recover what’s owed to you can help protect your credit score and financial reputation.
Contact Us Today
If you’re facing a debt or damage claim and need someone to fight for your rights, contact U-SUE today. Our team of experienced agents is ready to assist you in your pursuit of justice.
Call 403-264-1366 or submit a claims form below:
Conclusion
Recovering unpaid loans and general debts can be a frustrating and time-consuming process, but it’s essential to protect your rights and interests. U-SUE’s team of experienced court agents can help you recover what’s owed to you by filing an action in Small Claims Court. From filing the claim to representing you in court and enforcing the judgment, we’ll ensure that your case is given the attention it deserves. Don’t wait to take legal action – contact U-SUE today to learn how we can help you start fresh and recover what’s owed to you.
FAQ
A: In Alberta, the maximum amount you can claim in Small Claims Court is $50,000. If your claim exceeds that amount, you may need to pursue other legal avenues.
A: Yes, you can represent yourself in Small Claims Court, but it’s often beneficial to have the assistance of a court agent, especially if you’re unfamiliar with the legal process. Representing yourself can be a costly and time-consuming process, and you may not be familiar with the rules of evidence or how to present your case effectively. With the help of a court agent, you can ensure that your case is given the attention it deserves and that you have the best chance of success.
A: If the debtor doesn’t respond to the claim, a judgment may be entered against them by default. However, it’s important to note that a default judgment doesn’t guarantee payment. Our court agents can assist with judgment enforcement to ensure that the debtor pays what they owe.
We can help you with:
Unpaid loans – if there is money owed to you for any reason, U-SUE can help you have your debts paid by filing an action in Small Claims Court. We can force the debtor to deal with their obligation or risk having a judgement entered against them.
Unpaid invoices, NSF Cheques, Delinquent accounts, Unpaid Wages, Defaulted Loans are some of the matters we can initiate a civil claim for. We are more effective than a collection agency and get you results that are legally enforceable.
Breach of contract is a legal cause of action and a type of civil wrong, in which a binding agreement or bargained-for exchange is not honored by one or more of the parties to the contract by non-performance or interference with the other party’s performance.
If it makes sense to file a Builders’ lien we have both regular and expedited services to ensure your interests are protected. Before you file a builders’ lien, there are a few items that you should understand about the process and the costs involved.
Often these cases have inadequate documentation at the beginning of the project. We can help you determine what information is relevant in Small Claims Court and also help determine what damages you can claim.
Landlord and Tenant disputes can be complicated and frustrating. Unpaid rent, breach of contract, and property damages are some common issues that arise throughout the course of a tenancy, U-SUE can help navigate the process.
Have you found yourself the defendant in a Civil Claim? U-SUE represents Defendants – those wrongfully sued – by defending the action in court and counterclaiming if required. We will advise you on the strength of your case, file the dispute note, develop a counter claim and represent you at all court appearances.
Do you need assistance an ongoing matter? Retain U-SUE to attend court with you. We can provide assistance and prepare you for Mediation, Pre-Trial Conference, Simplified Trial or Trial. Our skilled agents can also prepare applications and appear in chambers on your behalf.
Do you have a Judgment? U-SUE can provide Judgment Enforcement services to help you recover the money owed. We have experience in the various methods that can be initiated to accomplish this goal.
What our clients are saying:
"Our company Mountain Bark Inc. had a challenging account and they were able to resolve the issue without going to court!"
"Very happy with Eric's services. Eric is easy to work with and has the respect of the court officers while delivering his services at an affordable rate. I highly recommend U-SUE!"
"Very pleased with the service we received. Jenice was professional, knowledgeable and very helpful in resolving a payment issue we were having with a customer."
"I was pleased with the outcome as they recovered the full amount owed to me. It surprised me how simple it was as they took care of everything. They communicated clearly the process and timeline and what to possibly expect."
we aren't afraid Of a Challenge
We are seasoned, professional Court Agents - not lawyers.
Call today for a complimentary case review:
- Tell us about your matter. If it is after hours or your preference, you can fill out our claim evaluation form. All information is confidential.
- We determine the nature of your claim, the strength of your case and if it makes sense for you to proceed.
If we feel that you have a winnable case, we will ask you to send us your evidence. This can be in the form of written documents such as promissory notes, purchase orders, invoices etc.; communication records such as text messages and emails; or photographs, video or audio recordings and witnesses.
- Once we have a complete understanding of your matter, we will present you with a fair, cost effective fee and provide you with our Court Action Agreement to review and sign.
- When you retain our services, we get right to work. Claims are typically drafted, filed and out for service in about two weeks! Rush services are available.
Call Now For a Free Evaluation
U-SUE Inc. is a Small Claims Court Agency serving Calgary, Edmonton and handling matters throughout all of Alberta. We do not bill by the hour, instead we offer fair flat rate fees, making professional representation cost efficient and affordable.
Contact us:
- 403-264-1366 - Calgary & Area
- 780-809-9399 - Edmonton & Area
- wesue@usue.ca
- Serving all of Alberta